About Us
Turning Setbacks Into Comebacks!
At Credit Sky, we believe everyone deserves a fresh start toward financial success. Our goal is to help you regain control of your credit using effective strategies and consumer laws. Founded by Neek Micheau, a passionate credit repair specialist, we focus on transparency, integrity, and results.
Whether you’re aiming to buy a home, secure a loan, or boost your credit score, we’re here to guide you every step of the way. Let’s build a strong financial future together!
How It Works
Step 1: Pull Your Credit Report
• The first step in your credit repair journey is to pull your credit report.
• Sign up with MyScoreIQ to get access to all three of your credit reports (Equifax, Experian, and TransUnion) and your credit scores.
• This report will be used to identify the negative items that need to be disputed.
Step 2: Sign Up for Your Client Portal
• Once you have your credit report, sign up for your personalized Client Portal on our website.
• In the portal, you will provide your MyScoreIQ login details securely so our credit specialists can access your report for review.
Step 3: Credit Report Review
• Our credit specialists will carefully review your credit report and highlight negative or inaccurate items that may be hurting your score.
• We will prepare a detailed plan of action for disputing these items with the credit bureaus.
Step 4: Dispute Process Begins
• After the review, we will start the dispute process by sending letters to the credit reporting agencies, creditors, and collection agencies on your behalf.
• We use proven strategies and consumer laws to challenge inaccurate, outdated, or unverifiable information.
Step 5: Sit Back and Relax
• Once the disputes are submitted, all you have to do is sit back and relax while we handle the heavy lifting.
• Updates will be shared with you regularly through your Client Portal, so you’re always in the loop.
Step 6: Wait for Results
• Results typically arrive within 30-45 days from the credit bureaus.
• We will review these results and continue working until we achieve the best possible outcome for your credit profile.
Ready to Get Started?
Take control of your credit today! Click the button below to PICK YOUR PLAN and begin the journey to better credit.
Plans & Pricing
Diamond Plan $1299
WHAT'S INCLUDED:
- Comprehensive Disputes: Includes challenges to inaccuracies with credit reporting agencies, data furnishers, collection agencies, and public records such as evictions, bankruptcies, judgments, and liens.
- Aggressive Methods: We use the most effective strategies to achieve expedited results in as little as 14 days.
- 6 Months of Service: Ongoing support to tackle even the toughest items and deliver lasting results.
The Diamond Plan is perfect for those looking for an all-inclusive solution, addressing every aspect of their credit profile for maximum impact. Start your journey to financial freedom today!
*ALL PLANS, PRODUCTS AND SERVICES ARE ELIGIBLE FOR PAYMENT ARRANGEMENTS
Gold Plan $999
WHAT'S INCLUDED:
- Direct Disputes: We challenge inaccuracies with credit reporting agencies, data furnishers, and collection agencies using the most aggressive methods for faster resolution.
- Expedited Results: See progress in as little as 14 days with our fast-track approach.
- 6 Months of Service: Dedicated support to ensure sustained improvements to your credit profile.
The Gold Plan is designed for those who need rapid and thorough results. Let us help you achieve your credit goals today!
*This plan does not include public records (i.e. Bankruptcies, evictions, judgements)
*ALL PLANS, PRODUCTS AND SERVICES ARE ELIGIBLE FOR PAYMENT ARRANGEMENTS
Silver Plan $333
WHAT’S INCLUDED:
• 3 Months of Expert Credit Repair: We work to improve your credit profile through targeted disputes.
• Direct Disputes: Address inaccuracies with credit reporting agencies, data reporters, and collection agencies.
• Results in 45-60 Days: Expect progress within this timeframe.
• Flexible Renewal: Renew for another 3 months if needed until your goals are met.
Start your journey to better credit today!
*This plan does not include public records (i.e. Bankruptcies, evictions, judgements)
*ALL PLANS, PRODUCTS AND SERVICES ARE ELIGIBLE FOR PAYMENT ARRANGEMENTS
Bankruptcy Removal Service $499
WHAT‘S INCLUDED:
Our specialized Bankruptcy Removal Service focuses exclusively on removing bankruptcies from your credit report using consumer protection laws.
• Targeted Removal: We leverage laws such as the Fair Credit Reporting Act (FCRA) to challenge the reporting of your bankruptcy with credit reporting agencies.
• Precise and Exclusive Service: This service is dedicated solely to addressing the bankruptcy entry and does not include disputes for any other accounts.
• Effective and Legal Methods: Our approach ensures compliance with federal laws while fighting for your rights.
Take control of your credit by eliminating the impact of bankruptcy—start your tailored removal process today!
*ALL PLANS, PRODUCTS AND SERVICES ARE ELIGIBLE FOR PAYMENT ARRANGEMENTS
Eviction Removal Service $499
WHAT'S INCLUDED:
Our Eviction Removal Service is designed to exclusively target and remove eviction records from your credit report using consumer protection laws.
- Focused Removal: We apply consumer laws like the Fair Credit Reporting Act (FCRA) to challenge the reporting of eviction entries with credit reporting agencies.
- Specialized Service: This service is solely for the removal of eviction records and does not include disputes for any other accounts.
- Legal and Effective: Our proven methods ensure compliance with federal regulations while protecting your rights.
Restore your credit profile by addressing eviction records today—start your eviction removal process now!
*ALL PLANS, PRODUCTS AND SERVICES ARE ELIGIBLE FOR PAYMENT ARRANGEMENTS
Congrats on YOUR first step to financial freedom!
Whether you want to repair your credit yourself or have it done for you, WE HAVE THE SOLUTION!